Medicare (Part B) Medical Insurance

Senior Specialists Insurance: Medicare Part B Health Insurance

Overview of Medicare Part B

Medicare Part B, or Medical Insurance, is a crucial component of Original Medicare. It covers outpatient care, doctors' services, preventive services, and some home health care. At Senior Specialists Insurance, we proudly serve the greater Wausau, Wisconsin, area. We help you navigate the intricacies of Medicare Part B to ensure you get the coverage you need.

What is Medicare Part B?

Medicare Part B covers essential medical services and supplies needed for diagnosing and treating health conditions. It provides coverage for:

• Doctor’s Services: Visits to primary care doctors and specialists.
• Outpatient Care: Hospital outpatient services and supplies.
• Preventive Services: Screenings, vaccines, and preventive care to help prevent illness or detect it at an early stage.
• Home Health Services: Part-time skilled nursing care, physical therapy, and other services at home.
• Durable Medical Equipment (DME): Wheelchairs, walkers, and other medical equipment.

How Does Medicare Part B Work?

Medicare Part B requires a monthly premium, which is based on your income. After meeting an annual deductible, you generally pay 20% of the Medicare-approved amount for most doctor services, outpatient therapy, and DME.

Key Features:

• Monthly Premiums: Varies based on your income level.
• Annual Deductible: An amount you must pay each year before Medicare starts to pay.
• Coinsurance: Typically 20% of the Medicare-approved amount for services after the deductible is met.

How Senior Specialists Insurance Can Help

At Senior Specialists Insurance, we offer expert guidance and personalized services to help you make the most of your Medicare Part B benefits:

• Individual Consultations: We assess your healthcare needs and preferences to recommend the best options.
• Enrollment Assistance: We guide you through the Medicare Part B enrollment process, ensuring you understand all necessary steps and timelines.
• Ongoing Support: We provide continuous support to help you stay updated on changes to Medicare Part B and maximize your benefits.

Why Choose Senior Specialists Insurance?

Understanding and navigating Medicare Part B can be complex, but with Senior Specialists Insurance, you have a trusted partner dedicated to simplifying the process. Our commitment to exceptional service and local expertise ensures that you receive the comprehensive care and coverage you deserve.

Contact Us Today Ready to understand your Medicare Part B options? Contact Senior Specialists Insurance to schedule your consultation and start your journey toward better healthcare coverage in the greater Wausau, Wisconsin area.